Spread the cost with flexible finance

At Bowkirk, we’re committed to delivering excellent service, and we understand that many customers prefer the flexibility of paying by finance. That’s why we’ve partnered with established credit brokers Ideal4Finance, allowing you to spread the cost with affordable monthly payments.

Finance is available at 0% APR for up to 3 years, or 9.9% APR for up to 6 years, always subject to the lender’s assessment. A deposit may be required and will be agreed before you begin your application.

Ideal4Finance help thousands of people secure finance for their purchases. They work exclusively with reputable lenders and are proudly rated ‘Excellent’ on Trustpilot.

Applications can be completed online, with quick decisions in most cases. The outcome is based on your individual circumstances, including your credit profile, the amount you wish to borrow, and the loan term selected.

Representative example

A representative example of a £30,000 kitchen purchase with a 50% deposit, paid over 4 years (48 months) at 9.9% APR (fixed):
Purchase price £30,000; deposit £15,000; total credit £15,000; interest rate 9.9% (fixed); loan duration 48 months; monthly repayment £379.72; total repayable £18,226.50; total cost £33,226.50.

Please note: this representative example is for illustrative purposes only. Exact terms will be confirmed during the application process.

There are risks involved in taking out a loan. You should ensure you can make all repayments on time and in full, as missed payments may lead to financial difficulties and could negatively impact your credit score.

If you’re ready to apply, click here to begin the application process. If you need support, please contact Ideal4Finance on 020 3617 4647 (Monday to Friday, 9am–5pm).